Educating you about Medicare insurance options and resources to meet your health and wellness goals.
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Medicare Coverage
Access to many major Carriers & Popular Plan Options
Medicare Made Easy:
- Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
- Part B (Medical Insurance): Covers outpatient care, doctor's services, preventive services, and some home health care.
- Part C (Medicare Advantage): A private insurance plan that includes coverage from both Part A and Part B, often with additional benefits like vision and dental coverage. These plans are offered by private insurance companies approved by Medicare.
- Part D (Prescription Drug Coverage): Offers prescription drug coverage through private insurance plans approved by Medicare. It helps pay for the cost of prescription medications.
Enrollment Periods:
- Initial Enrollment Period (IEP): Most people are automatically enrolled in Medicare Part A and Part B when they turn 65, but some may need to sign up during the Initial Enrollment Period, which begins three months before the individual turns 65, includes the birthday month, and continues for three months afterward.
- General Enrollment Period (GEP): If someone misses their Initial Enrollment Period, they can sign up during the General Enrollment Period, which runs from January 1 to March 31 each year, but late penalties may apply.
- Special Enrollment Periods (SEP): Certain life events, such as retiring and losing employer-based coverage, may qualify individuals for a Special Enrollment Period outside the standard enrollment periods.
Costs and Coverages:
- While Medicare provides essential health coverage, it doesn't cover all medical expenses. Beneficiaries may still have out-of-pocket costs, including deductibles, copayments, and coinsurance.
- There can be coverage gaps, such as limited coverage for dental, vision, and long-term care. Medigap (Medicare Supplement Insurance) plans are available to help fill some of these gaps by covering certain costs not covered by Original Medicare.
- Understanding the specific costs associated with each part of Medicare, including premiums, deductibles, and copayments, is crucial for managing healthcare expenses effectively.
About 1 Care Insurance
More about your agent.
Welcome to 1 Care Insurance Agency, where Helen Ellis serves as the principal agent, bringing over 16 years of seasoned expertise in the insurance industry, with a specialization in Medicare coverage. Fluent in Spanish, Helen caters to the diverse Central Florida community, ensuring clear and effective communication for all.
Helen’s wealth of knowledge in the medical field empowers her to provide comprehensive and personalized insurance solutions. Her approach is characterized by patience and a deep understanding of individual situations, ensuring tailored advice to guide you towards the best products.
At 1 Care Insurance Agency, our mission is to provide expert guidance and support in navigating the complexities of Medicare. Helen’s commitment to delivering personalized service means you can trust in her expertise to help you make well-informed decisions about your insurance coverage.
Discover the difference of working with a dedicated professional. Let Helen Ellis at 1 Care Insurance Agency be your trusted partner in securing the right insurance solutions tailored to your unique needs in the Central Florida Area.
- Certified Company
Why Choose Us
Six Reasons For People Choosing Us
Expertise and Experience
At our Medicare insurance agency, we pride ourselves on our extensive expertise and experience. Our agents are highly knowledgeable, ensuring that we can navigate the complexities of Medicare to find the best plans for your unique needs.
Education and Guidance
We're dedicated to ensuring our clients are well-informed about their Medicare options. From workshops to informative resources and personalized consultations, we offer the guidance you need to make informed decisions about your healthcare coverage.
Personalized Service
We are committed to providing personalized service that goes beyond a one-size-fits-all approach. Our team takes the time to understand your individual healthcare needs and financial situation, crafting Medicare plans that are tailor-made for you.
Comprehensive Coverage Options
Choose us for the array of Medicare plans we offer. Whether you prefer Original Medicare, Medicare Advantage, or Medicare Supplement Insurance (Medigap), we provide a range of options to cater to a diverse range of healthcare needs.
Customer Support
Count on our quality customer support services. We are here to address your concerns, answer questions, and provide assistance throughout the enrollment process and during the entire coverage period.
Transparent Pricing and Costs:
We believe in transparency when it comes to pricing and costs associated with different Medicare plans. We'll clearly communicate any fees, premiums, and potential out-of-pocket expenses, empowering you to make financially informed decisions.
Turning 65? Need Help Understanding Medicare? Give Us a Call today!
We are here to answer your Medicare Questions!
Offices
Serving Central Florida
We Serve: Lake, Flagler, Orange, Osceola, Seminole, Sumpter & Volusia Counties
Suite 1010 #406
Lake Mary FL, 32746
Phone: (407)312-3852
Email: hellis@1careinsurance.com